When financing a home, you have a lot of choices, including the term of your loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)

When it comes to putting a home on the market, are you ready to put your best foot forward? Many homeowners think they have to spend a fortune to make their properties more inviting to home buyers. Not true! In fact, two of the most important things... (Read More)

Congratulations, you've made the decision to start shopping for a new home. You've likely thought of a few people to contact for help along the way. Realtor? Check. Loan officer? Check. But what about your insurance agent? They're a critical player... (Read More)

You're just about ready to make an offer on a home you'd like to purchase. You'll need to decide how much money you're going to offer for the property, of course. And you'll also need to figure out how much to offer in earnest money. The earnest... (Read More)

There's nothing like moving — whether it's across town or across the country — to make you realize just how much stuff you have! When moving, you're likely to let some things go, but probably also add some new appliances, furniture and other... (Read More)

You want to buy a home, but you don't have a 20 percent down payment saved. The good news is that in many cases, home buyers don't need that much money to buy a home. But you're going to have to set aside some money. How much? And how can you save... (Read More)

Do you have a fire extinguisher? If you don't, it's time to add it to your shopping list. Every homeowner should have one on each floor or area of their home and know how to use it. Fire extinguishers are life savers. Make sure to purchase one... (Read More)

It's a case of "the more, the merrier" when a new family moves into your neighborhood! You want them to feel comfortable, and one means to that end is to reach out. What would television's Mr. Rogers, the king of kindness do? Here are a few simple... (Read More)

The VA home loan program was developed in 1944 as part of the original Serviceman's Readjustment Act. Since then, it's gone on to help thousands of veterans realize their dreams of homeownership. That said, there are many myths and... (Read More)